It takes more than that.

If you have come to a stage in your life where you have allowed the pounds to creep up around your mid section and body fat is by far greater than muscle mass you might know a fun fact.  One can not just buy a lean trim body.  You have to eat things that make you sad and exercise far more than is typically natural to do so.  It also doesn't happen over night.  You have to be consistent and it will take time.  You will find that if you look at a cookie you will gain 5 pounds and you will get frustrated and if you do not persevere you will not be successful.  It's as simple as that.  You can not just invest your money you must also invest your time.  

It is the same with life.  Do you walk in to a restaurant and hand your server a $20 bill and expect that they know what you want?  Your food will just magically appear on the table before you? No, that's ridiculous you of course must tell her what you want first and then she will bring you your order, you will eat it, pay, and leave.  You have to play an active role.  

How about dating/marriage?  Do you walk up to someone you find attractive and say ok we are married now.  No, of course not, Well.  Ok.  Some cultures do, but not most.  You have to have common interests,.  You date, you fight, you make up, you decide that this person is who you are willing to be selfless for and you start a life with them.  You invest yourself into the relationship so that it can be made better.  If you simply invest money and not time the connection will not be a solid one.  

You have to be an active player in the world around you if you want it to be better.  You can not simply look at the bad things that are happening and expect them to get better.  You have to invest of yourself in them.  You have to give of your time and your money to make the world a better place.  

Go out...Be kind.